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Don't forget to use your insurance personal insurance concierge

Included in HII Limited Medical, Indemnity, and Short Term (non-ACA) Major Medical insurance ​

Most of our members aren’t alone when navigating the healthcare world. We provide each member with an expert Advisor to address healthcare questions with most of our Limited Medical, Indemnity, and Short Term (non-ACA) Major Medical insurance. Insurance concierge helps our members make informed, time and money-­saving decisions on their health care.

Don't let healthcare steal your time and money, a luxury in today's world. Let your member concierge handle all handle your healthcare by adding a hands-­on approach to resolve your healthcare needs.


Each member has access to an experienced Advisor who will research up to five surgical facilities in the member’s area to get the best price, quality, physician privileges and availability for non­emergency procedures. This information reduces the cost of time spent away from work researching facilities.

Surgery Saver is a tremendous benefit for our customers savings through pricing and transparency. Surgery Saver provides an extra benefit for members as it minimizes cost while ensuring optimal pricing to ensure the lowest out of pocket cost.


Medical bills are confusing and members spend time away from work dealing with their inquiries. With our members are given a dedicated Patient Advocate who works directly with a member’s healthcare providers to help reduce their out-of-pocket medical bills.

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*The advertised prices under $50/mo is based on a study for the Department of Health and Human Services which found that 46% of people paid $50 or less for an Obamacare Plan after subsidies (Burke, Misra, and Sheingold, p.2, 2014). The full study can be found here:

This website is operated by Health Options Insurance and is not the Health Insurance Marketplace website. In offering this website, Health Options Insurance is required to comply with all applicable federal laws, including the standards established under 45 CFR 155.220(c) and (d) and standards established under 45 CFR 155.260 to protect the privacy and security of personally identifiable information. This website may not display all data on Qualified Health Plans being offered in your state through the Health Insurance Marketplace website. To see all available data on Qualified Health Plan options in your state including medicaid ( free o, go to the Health Insurance Marketplace website at or your state run Marketplace.*Not connected with or endorsed by the United States government  3601 SW River Parkway. Portland OR, 97239

Health Options Insurance Agency is the d/b/a or assumed name of Benjamin Omlid, which is NOT  licensed as an insurance producer. Not all agents are licensed to sell all products. Service and product availability varies by state. Sales agents may be compensated based on a consumer’s enrollment in a health plan. Agent cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Our quoting tool is provided for your information only. All quotes are estimates and are not final until consumer is enrolled.